Hearing Aid Insurance Coverage in Georgia & Tennessee
Is hearing health care covered under your insurance policy?
Let’s find out. Click
here to complete the form and our team will verify your benefits for you.
Let Us Help You Understand Your Hearing Aid Coverage
Hearing aid insurance benefits can be tricky to navigate—but Johnson Audiology is here to make it easy. We work with most major insurance providers and will contact your insurer directly to help determine what hearing services and devices are covered under your plan.
Our Insurance Verification Process: What to Expect
1.
Provide Your Insurance Policy Info
Make your appointment for a hearing evaluation at Johnson Audiology. Call one of our friendly patient care coordinators or fill out the form below. Include your insurance policy info. In prep for your appointment, a Johnson Audiology insurance specialist will contact your insurance company to verify your benefits.
2.
Let's Test Your Hearing
After a warm welcome by our patient care coordinators, your audiologist will conduct your hearing evaluation. Your hearing will be tested in our spacious and comfortable, state-of-the-art sound-proof testing booth.
3.
Filing Your Insurance Benefits For You
Next, your audiologist will go over the results of your hearing test with you, make recommendations for treating your hearing loss, and review any benefits your health insurance policy offers for hearing aids. Then you can make your most informed decision about next steps. After your appointment, leave it to us. If your insurance company is one with which we contract, our in-house insurance specialists will file your insurance benefits for you.
Say Hello to Your Team of Insurance Specialists
Our in-house insurance experts—Chelsea and Mandie—have years of experience in hearing health care and are here to help you navigate the often-confusing world of insurance verification and filing. They are another important part of the team working tirelessly to help you hear better!
Chelsea
Insurance Specialist
"I am so proud to work for a practice that puts a priority on patient care and offering patients options for getting the very best hearing aid technology."
Mandie
Insurance Specialist
“ One of the best feelings is when a patient is not aware that they have a benefit for hearing health, and we call their insurance and find that they do. Getting to surprise them with the good news is the best! “
Working With More Than
85 Major Insurance Companies & Hearing Aid Benefit Programs
to Serve You Better
Schedule Your Appointment, and We’ll Check Your Benefits
We will get back to you as soon as possible.
Please try again later.
Three Examples of Insurance Coverage
Sandra
Example one
During her teenage years, Sandra listened to music through her earbuds very loudly. Now at the age of 35, she realized that she damaged her hearing. She went to Johnson Audiology for a diagnostic hearing test.. Johnson Audiology's insurance specialists contacted Sandra's insurance company and found that her policy offers a flat $1000 allowance for hearing aids. Since it was tghe beginning of the calendar year, Sanra had not yet had medical expenses that applied toward her deductible. Sanra got premium level heading aids. She chose a great set of hearing aids that meet her needs, applied her $1000 insurance allowance toward her hearing aid purchase, and has now met her deductible for the year, a great place to be since she can now visit other doctors and specialists with no out-of-pocket expense knowing she has met her deductible. She is glad she got hearing aids from Johnson Audiology since it is a practice that files benefits with her insurance
Thomas made an appointment with Johnson Audiology for a diagnostic hearing evaluation and prior to his appointment a patient care coordinator at the practice gathered his insurance policy number and other information. One of Johnson Audiology's insurance specialists contacted Thomas' insurance company and learned that he has a benefit for hearing aids. His health insurance company contracts with a third-party to administer those hearing benefits for policy holders. The third-party company's arrangements are to provide a discounted rate for hearing aids with specific services and supplies included for the first year, Johnson Audiology is an approved provider with Thomas' third-party company, so he was able to get hearing aids at $1275/hearing aid out-of-pocket.
Thomas
Example Two
Richard
Example Three
Richard's Health insurance plan has a $2000 deductible. In March, he met his deductible after having knee surgery. Because he had met his deductible, he decided it was a good time to see some of his specialty doctors. Richard had noticed some changes in his hearing since the last time he had a hearing test done with his audiologist at Johnson Audiology three years ago, so he made an appointment for a hearing re-evaluation. His policy is such that when his deductible is met, his insurance covers 80% of the cost of hearing aids with an allowed amount up to $5000. Richard got new hearing technology that was near his $5000 allowed amount, so he had an out-of-pocket expense of 20% of the cost of hearing aids. Richard was happy to work with the insurance team at Johnson Audiology, who could explain his insurance benefits every step of the way.
Recognize Misleading Language
Be aware! Some hearing aid dispensers, including well-known franchise stores and online hearing aid companies, will use deliberately obscure language to make it sound like the company is filing a claim with your insurance when they are not. If a claim is not filed, then your transaction is not linked in any way with your deductible and/or maximum out of pocket. Below are some examples of doublespeak to look out for.
What Does the Phrase "We Honor Your Plan & Provider" Really Mean?
Some local franchise stores and online or mail order hearing aid dispensers use misleading phrases when it comes to the question of whether they file with your insurance. If you ask, “Do you take insurance?”, the response will be something like: “We honor various plans and providers.” Be aware that the word “honor” does not mean the same thing as the word “file.” Most do not work with insurance but will instead tell you that they are giving you their special discount plan for XYZ Insurance Company. What this means is they are not actually filing with your insurance; thus, your purchase with them does not factor into your insurance deductible.
What Does the Phrase "We Are Out-Of Network with Your Insurance" Really Mean?
Some franchise stores and online or mail order hearing aid dispensers will say that they are “out-of-network” when you ask if they take your insurance. Many of these companies do not meet the criteria as a type of provider who can legally contract with your insurance in the first place, so for them to say that they are out-of-network is a misnomer.
What Does the Phrase "We Will Maximize Your Medicare Plan Hearing Benefit" Really Mean?
Private practices like Johnson Audiology meet the criteria of a type of health care provider that can legally contract with insurance companies. Practices make a significant commitment in time and expense in order to work with insurance companies so that patients get full use of the insurance benefits they have invested in. For instance, to be a practice that files with Medicare on behalf of a patient, Medicare has a caveat that the practice cannot do hearing testing free of charge. Therefore, if you visit a hearing aid dispenser that offers free hearing tests, that is a sure sign they do not contract with Medicare. Yet that same dispenser will use language that says “they will maximize your Medicare plan's hearing benefit.” This phrasing is doublespeak that makes patients think their claim is being filed to Medicare.